About AAC

Dealer Relations

About Us

Alliance Acceptance Corp. is located in Costa Mesa, California. We are situated in central Orange County, within two miles of John Wayne Airport and four miles from the Pacific Ocean.

Alliance Acceptance Corp. is a privately-held financial services company specializing in non-prime auto finance. AAC purchases new and used auto finance contracts from franchise and independent auto dealers in the states of Arizona, California, Oregon, & Washington. With a high-quality, experienced executive and mid-level management team, Alliance executes a unique "niche" lending model that has proven successful for over 15 years.

Mission Statement

Alliance Acceptance Corp.'s objective is to provide superior, class leading service to our dealers and customers, utilizing our proprietary methodology and extensive industry experience.

Executive Team

Ray Thousand

Mr. Thousand has over 25 years of executive level management experience of publicly-traded banking and financial service companies. This includes over 12 years as President and CEO of a start-up, nationwide auto finance company that he founded in 1995. Previously, Ray served 7 years as Chief Credit Officer for a multi-product subsidiary of a national bank.

Jason Campbell
Director of Credit & Operations

Jason has over 20 years of experience in the finance industry at companies such as JPMorgan Chase & Wells Fargo Financial. He has broad experience in various positions such as credit, marketing, collections, operations, fraud investigation, training, and management.

Keith Wehe
Director of Credit & Marketing

Keith has been in the consumer finance industry since 1984 with an extensive and diverse background in both prime and non-prime lending. His experience has included various positions in marketing, credit and operations, traning, and management.